Personal Liability Insurance

Many situations exist where a person might unintentionally cause damage to property or bodily injury to others and so become responsible for compensating the victim.

A 'Personal Liability' insurance policy can provide indemnity to the policyholder if he is held legally liable for such accidents. It also covers the personal liabilities of those policyholder's family members who reside with him.

It does not cover personal professional liability, such as medical practitioners or lawyers who are personally liable for their own professional negligence.